:root {
    --color-primary: #1e2a4a;
    --color-primary-light: #2d3a5c;
    --color-primary-dark: #152238;
    --color-accent: #7c9a92;
    --color-accent-light: #a8c4bc;
    --color-accent-dark: #5a7a72;
    --color-gold: #c4a574;
    --color-gold-light: #e8d5b0;
    --color-surface: #f8f6f3;
    --color-surface-alt: #f0ebe3;
    --color-text: #2a3348;
    --color-text-muted: #5a6478;
    --color-text-light: #8a94a8;
    --color-white: #ffffff;
    --color-error: #c45c5c;
    --color-success: #5c9a7c;
    --color-glass: rgba(255, 255, 255, 0.72);
    --color-glass-border: rgba(255, 255, 255, 0.35);
    --font-primary: "Segoe UI", system-ui, -apple-system, sans-serif;
    --font-display: Georgia, "Times New Roman", serif;
    --space-xs: 0.25rem;
    --space-sm: 0.5rem;
    --space-md: 1rem;
    --space-lg: 1.5rem;
    --space-xl: 2rem;
    --space-2xl: 3rem;
    --space-3xl: 4.5rem;
    --space-4xl: 6rem;
    --radius-sm: 0.375rem;
    --radius-md: 0.75rem;
    --radius-lg: 1.25rem;
    --radius-xl: 2rem;
    --radius-full: 9999px;
    --shadow-sm: 0 1px 3px rgba(30, 42, 74, 0.08);
    --shadow-md: 0 4px 16px rgba(30, 42, 74, 0.1);
    --shadow-lg: 0 8px 32px rgba(30, 42, 74, 0.12);
    --shadow-glass: 0 8px 32px rgba(30, 42, 74, 0.08);
    --transition-fast: 150ms ease;
    --transition-base: 280ms ease;
    --transition-slow: 450ms ease;
    --header-height: 4.5rem;
    --max-width: 75rem;
    --max-width-narrow: 42rem;
}

*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 100%;
    overflow-x: hidden;
}

body {
    font-family: var(--font-primary);
    font-size: clamp(0.9375rem, 0.875rem + 0.25vw, 1.0625rem);
    line-height: 1.65;
    color: var(--color-text);
    background-color: var(--color-surface);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--color-accent-dark);
    text-decoration: none;
    transition: color var(--transition-fast);
}

a:hover,
a:focus-visible {
    color: var(--color-primary);
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible {
    outline: 2px solid var(--color-accent);
    outline-offset: 2px;
}

h1,
h2,
h3,
h4 {
    font-family: var(--font-display);
    color: var(--color-primary);
    line-height: 1.25;
    font-weight: 600;
}

h1 {
    font-size: clamp(1.875rem, 1.5rem + 1.75vw, 3.25rem);
}

h2 {
    font-size: clamp(1.5rem, 1.25rem + 1.25vw, 2.375rem);
}

h3 {
    font-size: clamp(1.125rem, 1rem + 0.5vw, 1.5rem);
}

p {
    margin-bottom: var(--space-md);
}

p:last-child {
    margin-bottom: 0;
}

ul,
ol {
    padding-left: var(--space-lg);
}

.container {
    width: 100%;
    max-width: var(--max-width);
    margin-inline: auto;
    padding-inline: clamp(var(--space-md), 4vw, var(--space-xl));
}

.container--narrow {
    max-width: var(--max-width-narrow);
}

.skip-link {
    position: absolute;
    top: -100%;
    left: var(--space-md);
    background: var(--color-primary);
    color: var(--color-white);
    padding: var(--space-sm) var(--space-md);
    border-radius: var(--radius-sm);
    z-index: 10000;
    transition: top var(--transition-fast);
}

.skip-link:focus {
    top: var(--space-md);
}

.compliance-bar {
    background: linear-gradient(90deg, var(--color-primary-dark), var(--color-primary));
    color: rgba(255, 255, 255, 0.92);
    padding: var(--space-sm) 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.compliance-bar__inner {
    display: flex;
    align-items: flex-start;
    gap: var(--space-sm);
    font-size: 0.8125rem;
    line-height: 1.5;
}

.compliance-bar__inner i {
    color: var(--color-gold-light);
    font-size: 1.125rem;
    flex-shrink: 0;
    margin-top: 0.1rem;
}

.compliance-bar__inner p {
    margin: 0;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-lg);
}

.trust-card {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: var(--space-xl);
    border: 1px solid rgba(30, 42, 74, 0.08);
    box-shadow: var(--shadow-sm);
}

.trust-card--highlight {
    background: linear-gradient(135deg, rgba(124, 154, 146, 0.12), rgba(124, 154, 146, 0.04));
    border-color: rgba(124, 154, 146, 0.25);
}

.trust-card__title {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    font-family: var(--font-primary);
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: var(--space-md);
}

.trust-card__title i {
    color: var(--color-accent-dark);
}

.trust-card ul {
    color: var(--color-text-muted);
    font-size: 0.9375rem;
    margin: 0;
    padding-left: var(--space-lg);
}

.trust-card li {
    margin-bottom: var(--space-sm);
}

.footer__legal {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-block: var(--space-md);
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.5);
    line-height: 1.6;
    text-align: center;
}

.testimonial-note {
    text-align: center;
    font-size: 0.8125rem;
    color: var(--color-text-muted);
    font-style: italic;
    margin-top: var(--space-lg);
    padding: var(--space-md);
    background: rgba(124, 154, 146, 0.08);
    border-radius: var(--radius-md);
}

@media (max-width: 768px) {
    .trust-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 320px) {
    .compliance-bar__inner {
        font-size: 0.75rem;
    }

    .trust-card {
        padding: var(--space-md);
    }
}

.header {
    position: sticky;
    top: 0;
    z-index: 1000;
    height: var(--header-height);
    background: var(--color-glass);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--color-glass-border);
    transition: box-shadow var(--transition-base);
}

.header--scrolled {
    box-shadow: var(--shadow-md);
}

.header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 100%;
    gap: var(--space-md);
}

.header__brand {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    font-family: var(--font-display);
    font-size: clamp(0.875rem, 0.8rem + 0.35vw, 1.125rem);
    font-weight: 700;
    color: var(--color-primary);
    white-space: nowrap;
}

.header__brand-icon {
    width: 2rem;
    height: 2rem;
    background: linear-gradient(135deg, var(--color-accent), var(--color-primary-light));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-white);
    font-size: 0.875rem;
    flex-shrink: 0;
}

.header__nav-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: var(--space-sm);
    color: var(--color-primary);
    font-size: 1.5rem;
}

.header__nav {
    display: flex;
    align-items: center;
    gap: clamp(var(--space-sm), 2vw, var(--space-lg));
}

.header__nav-link {
    font-size: clamp(0.8125rem, 0.78rem + 0.15vw, 0.9375rem);
    font-weight: 500;
    color: var(--color-text);
    padding: var(--space-xs) var(--space-sm);
    border-radius: var(--radius-sm);
    transition: background var(--transition-fast), color var(--transition-fast);
}

.header__nav-link:hover,
.header__nav-link--active {
    color: var(--color-accent-dark);
    background: rgba(124, 154, 146, 0.12);
}

.header__nav-link--cta {
    background: var(--color-primary);
    color: var(--color-white);
    padding: var(--space-sm) var(--space-md);
    border-radius: var(--radius-full);
    transition: background var(--transition-base), transform var(--transition-fast);
}

.header__nav-link--cta:hover {
    background: var(--color-primary-light);
    color: var(--color-white);
    transform: translateY(-1px);
}

.hero {
    position: relative;
    padding-block: clamp(var(--space-2xl), 8vw, var(--space-4xl));
    overflow: hidden;
}

.hero--policy {
    padding-block: clamp(var(--space-xl), 6vw, var(--space-3xl));
    background: linear-gradient(160deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    color: var(--color-white);
}

.hero--policy h1,
.hero--policy p {
    color: var(--color-white);
}

.hero--policy .hero__date {
    display: inline-block;
    margin-top: var(--space-md);
    padding: var(--space-xs) var(--space-md);
    background: rgba(255, 255, 255, 0.15);
    border-radius: var(--radius-full);
    font-size: 0.875rem;
    backdrop-filter: blur(8px);
}

.hero--split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(var(--space-xl), 5vw, var(--space-3xl));
    align-items: center;
    min-height: calc(100vh - var(--header-height) - 4rem);
}

.hero__content {
    position: relative;
    z-index: 2;
}

.hero__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: var(--space-sm);
    font-size: 0.8125rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--color-accent-dark);
    margin-bottom: var(--space-md);
}

.hero__eyebrow::before {
    content: "";
    width: 2rem;
    height: 2px;
    background: var(--color-gold);
}

.hero__title {
    margin-bottom: var(--space-lg);
}

.hero__text {
    font-size: clamp(1rem, 0.95rem + 0.25vw, 1.1875rem);
    color: var(--color-text-muted);
    max-width: 34rem;
    margin-bottom: var(--space-xl);
}

.hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-md);
}

.hero__visual {
    position: relative;
}

.hero__image-wrap {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    transform: rotate(1.5deg);
    transition: transform var(--transition-slow);
}

.hero__image-wrap:hover {
    transform: rotate(0deg) scale(1.01);
}

.hero__image-wrap img {
    width: 100%;
    aspect-ratio: 4/3;
    object-fit: cover;
}

.hero__badge {
    position: absolute;
    bottom: -1rem;
    left: -1rem;
    background: var(--color-glass);
    backdrop-filter: blur(12px);
    border: 1px solid var(--color-glass-border);
    border-radius: var(--radius-lg);
    padding: var(--space-md) var(--space-lg);
    box-shadow: var(--shadow-glass);
    max-width: 14rem;
}

.hero__badge-number {
    font-family: var(--font-display);
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--color-primary);
    line-height: 1;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero__badge-number i {
    font-size: 1.5rem;
    color: var(--color-accent-dark);
}

.hero__badge-label {
    font-size: 0.8125rem;
    color: var(--color-text-muted);
    margin-top: var(--space-xs);
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-sm);
    padding: var(--space-md) var(--space-xl);
    font-family: var(--font-primary);
    font-size: 0.9375rem;
    font-weight: 600;
    border: none;
    border-radius: var(--radius-full);
    cursor: pointer;
    transition: all var(--transition-base);
    text-decoration: none;
}

.btn--primary {
    background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
    color: var(--color-white);
    box-shadow: var(--shadow-md);
}

.btn--primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
    color: var(--color-white);
}

.btn--secondary {
    background: transparent;
    color: var(--color-primary);
    border: 2px solid var(--color-primary);
}

.btn--secondary:hover {
    background: var(--color-primary);
    color: var(--color-white);
}

.btn--accent {
    background: var(--color-accent);
    color: var(--color-white);
}

.btn--accent:hover {
    background: var(--color-accent-dark);
    color: var(--color-white);
}

.btn--ghost {
    background: rgba(255, 255, 255, 0.15);
    color: var(--color-white);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.btn--ghost:hover {
    background: rgba(255, 255, 255, 0.25);
    color: var(--color-white);
}

.btn--sm {
    padding: var(--space-sm) var(--space-lg);
    font-size: 0.875rem;
}

.section {
    padding-block: clamp(var(--space-2xl), 7vw, var(--space-4xl));
}

.section--alt {
    background: var(--color-surface-alt);
}

.section--dark {
    background: var(--color-primary);
    color: var(--color-white);
}

.section--dark h2,
.section--dark h3 {
    color: var(--color-white);
}

.section--dark p {
    color: rgba(255, 255, 255, 0.85);
}

.section__header {
    margin-bottom: clamp(var(--space-xl), 4vw, var(--space-3xl));
}

.section__header--center {
    text-align: center;
    max-width: 40rem;
    margin-inline: auto;
}

.section__label {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-accent-dark);
    margin-bottom: var(--space-sm);
}

.section__title {
    margin-bottom: var(--space-md);
}

.section__desc {
    color: var(--color-text-muted);
    font-size: clamp(1rem, 0.95rem + 0.2vw, 1.125rem);
}

.grid-asymmetric {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: clamp(var(--space-lg), 4vw, var(--space-2xl));
    align-items: start;
}

.grid-asymmetric--reverse {
    grid-template-columns: 0.8fr 1.2fr;
}

.grid-asymmetric--reverse .grid-asymmetric__visual {
    order: -1;
}

.grid-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 16rem), 1fr));
    gap: var(--space-lg);
}

.card {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: clamp(var(--space-lg), 3vw, var(--space-xl));
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(30, 42, 74, 0.06);
    transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.card--glass {
    background: var(--color-glass);
    backdrop-filter: blur(12px);
    border: 1px solid var(--color-glass-border);
}

.card--dark {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(255, 255, 255, 0.12);
}

.card__icon {
    width: 3rem;
    height: 3rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--color-accent-light), var(--color-accent));
    border-radius: var(--radius-md);
    color: var(--color-white);
    font-size: 1.375rem;
    margin-bottom: var(--space-md);
}

.card__title {
    margin-bottom: var(--space-sm);
}

.card__text {
    color: var(--color-text-muted);
    font-size: 0.9375rem;
}

.card__number {
    font-family: var(--font-display);
    font-size: 3rem;
    font-weight: 700;
    color: var(--color-gold);
    opacity: 0.6;
    line-height: 1;
    margin-bottom: var(--space-sm);
}

.stats-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-lg);
    padding: var(--space-xl);
    background: var(--color-white);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-md);
}

.stats-row__item {
    text-align: center;
    padding: var(--space-md);
    border-right: 1px solid rgba(30, 42, 74, 0.08);
}

.stats-row__item:last-child {
    border-right: none;
}

.stats-row__value {
    font-family: var(--font-display);
    font-size: clamp(1.5rem, 1.25rem + 1vw, 2.25rem);
    font-weight: 700;
    color: var(--color-primary);
}

.stats-row__label {
    font-size: 0.8125rem;
    color: var(--color-text-muted);
    margin-top: var(--space-xs);
}

.timeline {
    position: relative;
    padding-left: var(--space-2xl);
}

.timeline::before {
    content: "";
    position: absolute;
    left: 0.625rem;
    top: 0;
    bottom: 0;
    width: 2px;
    background: linear-gradient(to bottom, var(--color-accent), var(--color-gold));
}

.timeline__item {
    position: relative;
    margin-bottom: var(--space-xl);
    padding-left: var(--space-lg);
}

.timeline__item::before {
    content: "";
    position: absolute;
    left: calc(-1 * var(--space-2xl) + 0.3125rem);
    top: 0.375rem;
    width: 0.75rem;
    height: 0.75rem;
    background: var(--color-accent);
    border-radius: 50%;
    border: 2px solid var(--color-white);
    box-shadow: var(--shadow-sm);
}

.timeline__time {
    font-size: 0.8125rem;
    font-weight: 700;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.timeline__title {
    margin-block: var(--space-xs) var(--space-sm);
}

.timeline__text {
    color: var(--color-text-muted);
    font-size: 0.9375rem;
}

.faq-list {
    display: flex;
    flex-direction: column;
    gap: var(--space-md);
}

.faq-item {
    background: var(--color-white);
    border-radius: var(--radius-md);
    border: 1px solid rgba(30, 42, 74, 0.08);
    overflow: hidden;
    transition: box-shadow var(--transition-base);
}

.faq-item--open {
    box-shadow: var(--shadow-md);
}

.faq-item__question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--space-md);
    padding: var(--space-lg);
    background: none;
    border: none;
    cursor: pointer;
    font-family: var(--font-primary);
    font-size: 1rem;
    font-weight: 600;
    color: var(--color-primary);
    text-align: left;
    transition: background var(--transition-fast);
}

.faq-item__question:hover {
    background: rgba(124, 154, 146, 0.06);
}

.faq-item__icon {
    flex-shrink: 0;
    transition: transform var(--transition-base);
    color: var(--color-accent);
}

.faq-item--open .faq-item__icon {
    transform: rotate(180deg);
}

.faq-item__answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-slow), padding var(--transition-slow);
}

.faq-item--open .faq-item__answer {
    max-height: 20rem;
}

.faq-item__answer-inner {
    padding: 0 var(--space-lg) var(--space-lg);
    color: var(--color-text-muted);
    font-size: 0.9375rem;
}

.split-feature {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.split-feature__content {
    padding: clamp(var(--space-xl), 5vw, var(--space-3xl));
    background: var(--color-primary);
    color: var(--color-white);
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.split-feature__content h2,
.split-feature__content h3 {
    color: var(--color-white);
}

.split-feature__content p {
    color: rgba(255, 255, 255, 0.8);
}

.split-feature__visual {
    position: relative;
    min-height: 20rem;
}

.split-feature__visual img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.quote-block {
    position: relative;
    padding: var(--space-2xl);
    background: linear-gradient(135deg, var(--color-surface-alt), var(--color-white));
    border-radius: var(--radius-xl);
    border-left: 4px solid var(--color-gold);
}

.quote-block__text {
    font-family: var(--font-display);
    font-size: clamp(1.125rem, 1rem + 0.5vw, 1.375rem);
    font-style: italic;
    color: var(--color-primary);
    margin-bottom: var(--space-lg);
}

.quote-block__author {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-text-muted);
}

.quote-block__role {
    font-size: 0.8125rem;
    color: var(--color-text-light);
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-md);
    counter-reset: step;
}

.process-step {
    position: relative;
    padding: var(--space-lg);
    text-align: center;
}

.process-step::before {
    counter-increment: step;
    content: counter(step, decimal-leading-zero);
    display: block;
    font-family: var(--font-display);
    font-size: 2rem;
    font-weight: 700;
    color: var(--color-gold);
    margin-bottom: var(--space-md);
}

.process-step__title {
    margin-bottom: var(--space-sm);
    font-size: 1rem;
}

.process-step__text {
    font-size: 0.875rem;
    color: var(--color-text-muted);
}

.cta-banner {
    position: relative;
    padding: clamp(var(--space-2xl), 6vw, var(--space-3xl));
    background: linear-gradient(135deg, var(--color-accent-dark), var(--color-accent));
    border-radius: var(--radius-xl);
    text-align: center;
    overflow: hidden;
}

.cta-banner::before {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 20% 80%, rgba(196, 165, 116, 0.3), transparent 50%);
}

.cta-banner__content {
    position: relative;
    z-index: 1;
}

.cta-banner h2 {
    color: var(--color-white);
    margin-bottom: var(--space-md);
}

.cta-banner p {
    color: rgba(255, 255, 255, 0.9);
    max-width: 32rem;
    margin-inline: auto;
    margin-bottom: var(--space-xl);
}

.disclaimer-box {
    padding: var(--space-lg);
    background: rgba(124, 154, 146, 0.1);
    border: 1px solid rgba(124, 154, 146, 0.25);
    border-radius: var(--radius-md);
    font-size: 0.875rem;
    color: var(--color-text-muted);
}

.disclaimer-box i {
    color: var(--color-accent-dark);
    margin-right: var(--space-sm);
}

.footer {
    background: var(--color-primary-dark);
    color: rgba(255, 255, 255, 0.75);
    padding-top: clamp(var(--space-2xl), 5vw, var(--space-3xl));
}

.footer__grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: clamp(var(--space-lg), 3vw, var(--space-2xl));
    padding-bottom: var(--space-2xl);
}

.footer__brand {
    font-family: var(--font-display);
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--color-white);
    margin-bottom: var(--space-md);
}

.footer__desc {
    font-size: 0.875rem;
    line-height: 1.7;
    margin-bottom: var(--space-lg);
}

.footer__heading {
    font-family: var(--font-primary);
    font-size: 0.8125rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--color-white);
    margin-bottom: var(--space-md);
}

.footer__links {
    list-style: none;
    padding: 0;
}

.footer__links li {
    margin-bottom: var(--space-sm);
}

.footer__links a {
    color: rgba(255, 255, 255, 0.65);
    font-size: 0.875rem;
    transition: color var(--transition-fast);
}

.footer__links a:hover {
    color: var(--color-gold-light);
}

.footer__contact-item {
    display: flex;
    align-items: flex-start;
    gap: var(--space-sm);
    font-size: 0.875rem;
    margin-bottom: var(--space-sm);
}

.footer__contact-item i {
    color: var(--color-gold);
    margin-top: 0.2rem;
}

.footer__bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-block: var(--space-lg);
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    align-items: center;
    gap: var(--space-md);
    font-size: 0.8125rem;
}

.footer__bottom a {
    color: rgba(255, 255, 255, 0.55);
}

.footer__bottom a:hover {
    color: var(--color-gold-light);
}

.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 9999;
    background: var(--color-white);
    box-shadow: 0 -4px 24px rgba(30, 42, 74, 0.15);
    padding: var(--space-lg);
    transform: translateY(100%);
    transition: transform var(--transition-slow);
}

.cookie-banner--visible {
    transform: translateY(0);
}

.cookie-banner__inner {
    max-width: var(--max-width);
    margin-inline: auto;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: var(--space-lg);
}

.cookie-banner__text {
    flex: 1;
    min-width: 15rem;
    font-size: 0.875rem;
    color: var(--color-text-muted);
}

.cookie-banner__text a {
    text-decoration: underline;
}

.cookie-banner__actions {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-sm);
}

.cookie-settings {
    position: fixed;
    inset: 0;
    z-index: 10001;
    background: rgba(30, 42, 74, 0.5);
    backdrop-filter: blur(4px);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--space-md);
    opacity: 0;
    visibility: hidden;
    transition: opacity var(--transition-base), visibility var(--transition-base);
}

.cookie-settings--visible {
    opacity: 1;
    visibility: visible;
}

.cookie-settings__panel {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: var(--space-xl);
    max-width: 28rem;
    width: 100%;
    max-height: 90vh;
    overflow-y: auto;
    box-shadow: var(--shadow-lg);
    transform: scale(0.95);
    transition: transform var(--transition-base);
}

.cookie-settings--visible .cookie-settings__panel {
    transform: scale(1);
}

.cookie-settings__title {
    margin-bottom: var(--space-md);
}

.cookie-settings__desc {
    font-size: 0.875rem;
    color: var(--color-text-muted);
    margin-bottom: var(--space-lg);
}

.cookie-settings__category {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: var(--space-md) 0;
    border-bottom: 1px solid rgba(30, 42, 74, 0.08);
}

.cookie-settings__category-info h4 {
    font-family: var(--font-primary);
    font-size: 0.9375rem;
    margin-bottom: var(--space-xs);
}

.cookie-settings__category-info p {
    font-size: 0.8125rem;
    color: var(--color-text-muted);
    margin: 0;
}

.toggle {
    position: relative;
    width: 3rem;
    height: 1.625rem;
    flex-shrink: 0;
}

.toggle input {
    opacity: 0;
    width: 0;
    height: 0;
}

.toggle__slider {
    position: absolute;
    inset: 0;
    background: var(--color-text-light);
    border-radius: var(--radius-full);
    cursor: pointer;
    transition: background var(--transition-fast);
}

.toggle__slider::before {
    content: "";
    position: absolute;
    width: 1.25rem;
    height: 1.25rem;
    left: 0.1875rem;
    bottom: 0.1875rem;
    background: var(--color-white);
    border-radius: 50%;
    transition: transform var(--transition-fast);
}

.toggle input:checked+.toggle__slider {
    background: var(--color-accent);
}

.toggle input:checked+.toggle__slider::before {
    transform: translateX(1.375rem);
}

.toggle input:disabled+.toggle__slider {
    opacity: 0.6;
    cursor: not-allowed;
}

.cookie-settings__actions {
    display: flex;
    gap: var(--space-sm);
    margin-top: var(--space-lg);
}

.form-section {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(var(--space-xl), 5vw, var(--space-3xl));
    align-items: start;
}

.form-group {
    margin-bottom: var(--space-lg);
}

.form-group__label {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: var(--space-sm);
}

.form-group__input,
.form-group__textarea {
    width: 100%;
    padding: var(--space-md);
    font-family: var(--font-primary);
    font-size: 1rem;
    border: 2px solid rgba(30, 42, 74, 0.12);
    border-radius: var(--radius-md);
    background: var(--color-white);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-group__input:focus,
.form-group__textarea:focus {
    border-color: var(--color-accent);
    box-shadow: 0 0 0 3px rgba(124, 154, 146, 0.2);
    outline: none;
}

.form-group__input--error,
.form-group__textarea--error {
    border-color: var(--color-error);
}

.form-group__error {
    display: none;
    font-size: 0.8125rem;
    color: var(--color-error);
    margin-top: var(--space-xs);
}

.form-group__error--visible {
    display: block;
}

.form-group__checkbox {
    display: flex;
    align-items: flex-start;
    gap: var(--space-sm);
}

.form-group__checkbox input {
    margin-top: 0.25rem;
    accent-color: var(--color-accent);
    width: 1.125rem;
    height: 1.125rem;
    flex-shrink: 0;
}

.form-group__checkbox label {
    font-size: 0.875rem;
    color: var(--color-text-muted);
    line-height: 1.5;
}

.contact-info-card {
    background: var(--color-primary);
    color: var(--color-white);
    border-radius: var(--radius-xl);
    padding: clamp(var(--space-xl), 4vw, var(--space-2xl));
}

.contact-info-card h2 {
    color: var(--color-white);
    margin-bottom: var(--space-lg);
}

.contact-info-card__item {
    display: flex;
    align-items: flex-start;
    gap: var(--space-md);
    margin-bottom: var(--space-lg);
    font-size: 0.9375rem;
}

.contact-info-card__item i {
    font-size: 1.25rem;
    color: var(--color-gold);
    margin-top: 0.125rem;
}

.contact-info-card__item a {
    color: var(--color-gold-light);
}

.contact-info-card__item a:hover {
    color: var(--color-white);
}

.policy-content {
    max-width: 48rem;
    margin-inline: auto;
}

.policy-content h2 {
    font-size: 1.375rem;
    margin-top: var(--space-2xl);
    margin-bottom: var(--space-md);
}

.policy-content h3 {
    font-size: 1.125rem;
    margin-top: var(--space-xl);
    margin-bottom: var(--space-sm);
}

.policy-content p,
.policy-content li {
    color: var(--color-text-muted);
    font-size: 0.9375rem;
}

.policy-content ul,
.policy-content ol {
    margin-bottom: var(--space-md);
}

.policy-content li {
    margin-bottom: var(--space-sm);
}

.thank-you {
    min-height: calc(100vh - var(--header-height));
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: var(--space-2xl);
}

.thank-you__icon {
    width: 5rem;
    height: 5rem;
    background: linear-gradient(135deg, var(--color-accent), var(--color-accent-dark));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-inline: auto;
    margin-bottom: var(--space-xl);
    font-size: 2.5rem;
    color: var(--color-white);
}

.thank-you__title {
    margin-bottom: var(--space-md);
}

.thank-you__text {
    color: var(--color-text-muted);
    max-width: 28rem;
    margin-inline: auto;
    margin-bottom: var(--space-xl);
}

.bento-grid {
    display: grid;
    grid-template-columns: repeat(12, 1fr);
    grid-template-rows: auto;
    gap: var(--space-md);
}

.bento-grid__item {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: var(--space-xl);
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(30, 42, 74, 0.06);
    transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.bento-grid__item:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.bento-grid__item--span-4 {
    grid-column: span 4;
}

.bento-grid__item--span-5 {
    grid-column: span 5;
}

.bento-grid__item--span-6 {
    grid-column: span 6;
}

.bento-grid__item--span-7 {
    grid-column: span 7;
}

.bento-grid__item--span-8 {
    grid-column: span 8;
}

.bento-grid__item--accent {
    background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
    color: var(--color-white);
}

.bento-grid__item--accent h3,
.bento-grid__item--accent p {
    color: var(--color-white);
}

.bento-grid__item--accent p {
    opacity: 0.85;
}

.scroll-reveal {
    opacity: 0;
    transform: translateY(1.5rem);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.scroll-reveal--visible {
    opacity: 1;
    transform: translateY(0);
}

.zigzag-section {
    display: flex;
    flex-direction: column;
    gap: var(--space-3xl);
}

.zigzag-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(var(--space-xl), 4vw, var(--space-2xl));
    align-items: center;
}

.zigzag-row:nth-child(even) .zigzag-row__visual {
    order: -1;
}

.pillar-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-lg);
}

.pillar-card {
    position: relative;
    padding: var(--space-xl);
    padding-top: var(--space-2xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    border-top: 3px solid var(--color-accent);
}

.pillar-card__index {
    position: absolute;
    top: var(--space-md);
    right: var(--space-md);
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--color-gold);
    opacity: 0.25;
    line-height: 1;
}

.comparison-table {
    width: 100%;
    border-collapse: collapse;
    background: var(--color-white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.comparison-table th,
.comparison-table td {
    padding: var(--space-md) var(--space-lg);
    text-align: left;
    border-bottom: 1px solid rgba(30, 42, 74, 0.08);
    font-size: 0.9375rem;
}

.comparison-table th {
    background: var(--color-primary);
    color: var(--color-white);
    font-weight: 600;
}

.comparison-table td:first-child {
    font-weight: 600;
    color: var(--color-primary);
}

.comparison-table tr:last-child td {
    border-bottom: none;
}

.comparison-table i.ph-check {
    color: var(--color-success);
}

.comparison-table i.ph-minus {
    color: var(--color-text-light);
}

@media (max-width: 1024px) {

    .hero--split,
    .grid-asymmetric,
    .grid-asymmetric--reverse,
    .split-feature,
    .form-section,
    .zigzag-row {
        grid-template-columns: 1fr;
    }

    .grid-asymmetric--reverse .grid-asymmetric__visual,
    .zigzag-row:nth-child(even) .zigzag-row__visual {
        order: 0;
    }

    .footer__grid {
        grid-template-columns: 1fr 1fr;
    }

    .process-steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .pillar-cards {
        grid-template-columns: 1fr;
    }

    .stats-row {
        grid-template-columns: 1fr;
    }

    .stats-row__item {
        border-right: none;
        border-bottom: 1px solid rgba(30, 42, 74, 0.08);
    }

    .stats-row__item:last-child {
        border-bottom: none;
    }

    .bento-grid__item--span-4,
    .bento-grid__item--span-5,
    .bento-grid__item--span-6,
    .bento-grid__item--span-7,
    .bento-grid__item--span-8 {
        grid-column: span 12;
    }
}

@media (max-width: 768px) {
    .header__nav-toggle {
        display: block;
    }

    .header__nav {
        position: fixed;
        top: var(--header-height);
        left: 0;
        right: 0;
        background: var(--color-white);
        flex-direction: column;
        padding: var(--space-lg);
        box-shadow: var(--shadow-lg);
        transform: translateY(-120%);
        opacity: 0;
        visibility: hidden;
        transition: transform var(--transition-base), opacity var(--transition-base), visibility var(--transition-base);
    }

    .header__nav--open {
        transform: translateY(0);
        opacity: 1;
        visibility: visible;
    }

    .header__nav-link {
        width: 100%;
        text-align: center;
        padding: var(--space-md);
    }

    .hero__badge {
        position: relative;
        bottom: auto;
        left: auto;
        margin-top: var(--space-lg);
    }

    .footer__grid {
        grid-template-columns: 1fr;
    }

    .process-steps {
        grid-template-columns: 1fr;
    }

    .cookie-banner__inner {
        flex-direction: column;
        text-align: center;
    }

    .cookie-banner__actions {
        justify-content: center;
        width: 100%;
    }
}

@media (max-width: 480px) {
    :root {
        --header-height: 4rem;
    }

    .hero__actions {
        flex-direction: column;
        width: 100%;
    }

    .hero__actions .btn {
        width: 100%;
    }

    .btn {
        padding: var(--space-md) var(--space-lg);
    }

    .comparison-table {
        display: block;
        overflow-x: auto;
    }

    .timeline {
        padding-left: var(--space-xl);
    }
}

@media (max-width: 320px) {
    html {
        font-size: 93.75%;
    }

    .container {
        padding-inline: var(--space-sm);
    }

    .header__brand {
        font-size: 0.75rem;
        gap: var(--space-xs);
    }

    .header__brand-icon {
        width: 1.625rem;
        height: 1.625rem;
        font-size: 0.75rem;
    }

    .hero {
        padding-block: var(--space-xl);
    }

    .hero--split {
        min-height: auto;
        gap: var(--space-lg);
    }

    .hero__eyebrow {
        font-size: 0.6875rem;
    }

    .hero__eyebrow::before {
        width: 1.25rem;
    }

    .hero__text {
        font-size: 0.875rem;
    }

    .hero__badge {
        padding: var(--space-sm) var(--space-md);
        max-width: 100%;
    }

    .hero__badge-number {
        font-size: 1.375rem;
    }

    .section {
        padding-block: var(--space-xl);
    }

    .card {
        padding: var(--space-md);
    }

    .card__icon {
        width: 2.5rem;
        height: 2.5rem;
        font-size: 1.125rem;
    }

    .stats-row {
        padding: var(--space-md);
        gap: var(--space-sm);
    }

    .stats-row__value {
        font-size: 1.25rem;
    }

    .quote-block {
        padding: var(--space-lg);
    }

    .cta-banner {
        padding: var(--space-lg);
        border-radius: var(--radius-lg);
    }

    .footer {
        padding-top: var(--space-xl);
    }

    .footer__bottom {
        flex-direction: column;
        text-align: center;
    }

    .cookie-banner {
        padding: var(--space-md);
    }

    .cookie-banner__actions {
        flex-direction: column;
    }

    .cookie-banner__actions .btn {
        width: 100%;
    }

    .cookie-settings__panel {
        padding: var(--space-md);
    }

    .form-group__input,
    .form-group__textarea {
        padding: var(--space-sm);
        font-size: 0.9375rem;
    }

    .contact-info-card {
        padding: var(--space-lg);
    }

    .bento-grid {
        gap: var(--space-sm);
    }

    .bento-grid__item {
        padding: var(--space-md);
    }

    .pillar-card {
        padding: var(--space-md);
        padding-top: var(--space-xl);
    }

    .pillar-card__index {
        font-size: 1.75rem;
    }

    .process-step::before {
        font-size: 1.5rem;
    }

    .thank-you__icon {
        width: 4rem;
        height: 4rem;
        font-size: 2rem;
    }

    .faq-item__question {
        padding: var(--space-md);
        font-size: 0.9375rem;
    }

    .faq-item__answer-inner {
        padding: 0 var(--space-md) var(--space-md);
        font-size: 0.875rem;
    }

    .split-feature__content {
        padding: var(--space-lg);
    }

    .split-feature__visual {
        min-height: 12rem;
    }

    .disclaimer-box {
        padding: var(--space-md);
        font-size: 0.8125rem;
    }

    .timeline__item {
        padding-left: var(--space-md);
        margin-bottom: var(--space-lg);
    }
}